RESOURCES
Providing a wide range of health and life insurance benefits to fit your personal needs. Choose Klinger Benefits to guide you through the process of selecting an effective plan for your business or family. We promise to provide every customer with personal care with the goal of achieving the highest level of satisfaction for your medical and life insurance coverage.
Resources
Download the free MEDICARE PLANNING GUIDE
We can help customize a plan that meets both your needs and your budget.
Understanding IRMAA
Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D | Kiplinger
Medicare Appointment Readiness Checklist
✅ List of Medications (dosages & frequency)
✅ Preferred Doctors/Hospitals
✅ Medicare Card
✅ Questions about Medicare or related issues
Coming Soon...
Appointment Readiness Checklist
Upcoming Enrollment Periods
MEDICARE ANNUAL ENROLLMENT
October 15, 2026 -
December 7, 2026
This is when you can enroll for new 2027 coverage.
UNDER 65 OPEN ENROLLMENT
November 01, 2026 -
January 15, 2027
This is when you can enroll for new 2027 coverage.
Upcoming Insurance News
Give Our Office a Call Today - ask for Carolyn!
We can help customize a plan that meets both your needs and your budget.
Download Free Planning Guide...
Interested in our Michigan Health Plans and Insurance services? We’re here to help!
We want to know exactly what you need so that we can provide the perfect solution. Let us know what that is and we’ll do our best to help.